Axis My Zone Credit Card Review | Features & Benefits

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Axis My Zone Credit Card

The Axis My Zone Credit Card is really liked by people who want a credit card that’s good for buying items, going out for fun, eating out, and travelling. I’m going to discuss what this card has to offer, the good content you get from it, how much it might cost, and what you need to have or do to get one; this is a deep dive into the Axis My Zone Credit Card for anyone thinking of getting it.

Table of Contents

About Axis My Zone Credit Card

The Axis My Zone Credit Card is made for people who want to get deals when they buy items, go to movies, eat out, or travel; this easy-to-get credit card gives you first rate perks that help you save money and make using the card easier; the card is popular because it’s focused on making your time at stores or watching movies better, thanks to its amazing perks.

Features of Axis My Zone Credit Card

  • Reward Points: Earn 4 EDGE loyalty reward points for every 200 Indian rupees spent with the card. You can trade these points for items like gift cards, phone add-ons, things for your house, and others. 
  • Lounge Access: You can spend time in select airport lounges in India once every three months for free.
  • Fuel Surcharge Waiver: Save 1% on extra charges when you fill your car with petrol or diesel worth Rs 400 to Rs 4,000 at any gas station in India.
  • EMI Benefit: Convert credit card purchases above Rs 2,500 into easy EMIs for added convenience.
  • Dining Deals: Get discounts of up to 20% at certain restaurants in India with Axis Bank’s dining discounts.
  • Cashback on Movie Tickets: Get 25% of your money back when you buy movie tickets either online or at the ticket counter.

Benefits of Axis My Zone Credit Card

  • Swiggy Discount: Minimum cart value to avail Swiggy discount changed to INR 500 per order. Enjoy a flat Rs 120 discount on food delivery orders above INR 500 at Swiggy twice a month.
  • EDGE Reward Points Conversion: Convert up to 5,00,000 EDGE Reward Points to Partner Points in a calendar year. Redeem EDGE Reward Points by transferring them to 19 international and domestic airline and hotel partners.
  • SonyLiv Premium Membership: When you use this card for the first time within 30 days of getting it, they’ll give you a free one-year subscription to SonyLiv Premium, which usually costs Rs. 999. If your phone number is on file with them, they’ll send a code to that number so you can grab the subscription. Also, if you spend Rs. 1.5 lakh with your card in a year, they’ll let you renew your SonyLiv Premium subscription for no extra cost.
  • AIJO Shopping discount: With a minimum purchase of Rs 2,999 , you may save up to Rs 1,000 at Ajio. At checkout, use the promo code “AJIOAXISMZ” to save money on certain products.
  • Movie Tickets-Buy one get one Free : If you have an Axis My Zone Credit Card, you’re able to grab your second movie ticket for free at Paytm Movies. Each person can save up to Rs. 200 a month with this deal. Remember to use the promo code “AXIS200” when you look at to get that discount. By the way, you won’t rack up any reward points on tickets for flicks

Fees and Charges for Axis My Zone Credit Card

Fees & Charges Amount

Joining Fee              

Rs 500 (one-time only)

Annual Fee               

Rs 500 from the second year onwards

Late Payment Fees

Ranges from Rs 100 to Rs 700 depending on the pending amount

Over Limit Charges       

3% of the over limit amount

Returned Payment Fee          

Rs 300

Finance Charges                   

3.25% per month

Foreign Currency Transaction Fee                   

3.5% of the transaction value

Cash Withdrawal Fee                       

2.5% of the amount withdrawn

Eligibility Criteria and Application Process

Individuals must fulfill certain income conditions and pass credit history checks in order to qualify for the Axis My Zone Credit Card. Commonly requested papers throughout the application process include evidence of identification, proof of residence, and proof of income. The Axis My Zone Credit Card offers a variable interest-free period of 20 to 50 days, giving cardholders plenty of leeway to manage their spending.

Reviews for Axis My Zone Credit Card

Many satisfied customers have written good reviews of the Axis My Zone Credit Card, complimenting its rewards program, EMI alternatives, and dining and entertainment savings in particular. Users who want to make the most of their spending advantages often mention how easy it is to earn and use reward points. People are also happy with the bonuses like getting into airport lounges and not having to pay extra at the pump, which make having the card even better.

Conclusion

Finally, for those looking for a flexible and lucrative credit card that can be used for a variety of purchases—from groceries to movies to plane tickets—the Axis My Zone Credit Card is a great option. The Axis My Zone Credit Card provides a full suite of services to meet the varied demands of contemporary customers with its appealing features, advantages, and reasonable rates. If you’re into getting points, relaxing in special airport lounges, or saving a cash when you catch a film or grab a meal, this card could make the way you spend money a lot more fun.

Disclaimer: This article about finance and investments contains material solely for educational purposes. It does not constitute investment advice. While we try to be accurate, we cannot guarantee that the information is appropriate or full. It is recommended that readers get advice from a licensed financial expert prior to making any investing decisions.

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